News
Do You Need Employment Practices Liability Insurance?
Also known as EPLI, employment practices liability insurance is designed to protect small businesses in the event an employee files a lawsuit claiming harassment, discrimination or another such wrongdoing. It’s a worthwhile investment; employment practice lawsuit...
Prevent Common Household Leaks
It’s no secret that household water leaks are bad for the environment. According to the Environmental Protection Agency (EPA), the average household leaks more than 10,000 gallons of water every year. To put that into perspective, your own home may be wasting enough...
Is Affordable Car Insurance for College Students Possible
We’ve all been there at some point – you’ve just passed your test, you’re excited to finally have some freedom, and then you realize that you’re going to have to pay car insurance. Car insurance, like all insurance, features premiums which are calculated according to...
4 Types of Business Insurance You Must Consider
As a busy owner (or manager) of a small business, the bulk of your energy is invested in ensuring your company’s success. Insurance often becomes an afterthought… something that’s at best boring and at worst confusing. Yet having the right business insurance can, in...
Always Work With a Net
Entrepreneurs spin a lot of plates. Gathering licenses, building inventory, and engaging potential vendors are several of many things involved with launching. A large number of responsibilities involved with starting a company leaves it unsurprising many entrepreneurs...
Protecting your Business from Natural Disasters – Top Three Tips
Business owners and residents in the US have faced some tough challenges in recent years, with multiple natural disasters causing chaos around the country. From hurricanes to floods, natural disasters can cause significant damage to local communities and the...
Tips How To Save On Home Insurance
If you own a home or condo, having a home insurance policy is required. But once you have it, most folks end up ignoring it after they have it in place. Yet for most of us, a home is the most valuable asset we’ll own… and it is filled with all the things we’ve...
Have an Import Export Business Get This Insurance
Caring for staff is an important part of running a company. Depending on the state, insurance regulations vary. Standard business insurance policies include worker’s compensation and other liability coverage. For small businesses starting out, this may be enough...
Watch Out For This Before Renting Your Home
Many homeowners are making extra income renting their homes out short-term. Most don’t know the increased insurance risks this carries – until it’s too late. If you’re planning to rent out your home, make sure you know you don’t risk a lawsuit. More than 60% of...
Should you Hire External or Internal Job Candidates?
A 2014 survey of business leaders found that 71 percent prefer to develop their current employees’ skills and then move them into more-senior rolls versus hiring an external candidate for the same position. There are many reasons why this is so, from performance to...
Get the Most from a Commercial Insurance Policy
Small business owners are constantly implementing innovative ways to increase productivity, revenue, and reviews. With so much energy dedicated to promoting the success of the business, seldom is time spent thinking about the insurance side. Businesses face inherent...
Insurance for pollution Is That a Real Thing
It may be hard to believe but pollution insurance not only exists – it could also save you a lot of money. Most business owners have to pick and choose where to spend their money. Few companies operate with an unlimited overhead. If you aren’t dumping waste or...
Misleading Insurance Carriers Can Cost You
Drivers may be leaving some details out on their insurance policies. A lot of drivers it would seem, as a recent poll found over 80% of drivers fudge the details when obtaining a car insurance policy. There are a number of ways to save on car insurance from...
Best of 2016: Financial Dangers of a Natural Disaster
Fires, floods, tornados, hurricanes, high winds, hail and lightning… Mother Nature has some serious weapons in her arsenal, and she’s not afraid to use them. With extreme weather becoming more common in many parts of the country, every home is likely at risk of...
Controlling Overtime Costs
In light of the Department of Labor’s (DOL) recent changes to overtime pay rules—issued on May 18, 2016—more business owners are concerned about controlling overtime costs. The increase in the minimum salary an employee has to earn in order to be exempt from overtime...