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About Us
First Insurance Agency Of The Hill Country, Inc. works with its customers to help them obtain the best insurance protection for their needs:
- Our agency strives to represent quality insurance companies to partner with your requirements.
- First Insurance Agency Of The Hill Country, Inc. is a general independent insurance agency with a broad range of Commercial, Personal, Life, and Health products.
- We have aligned ourselves with some of the finest companies to deliver these products to you.
- Being independent means we won’t sell you “our products”, we will provide you with the products which best fit your individual needs. We will continually strive to provide you the best coverages at the best prices possible, even if it means switching companies, we are here for you.
Home Insurance
You’ve worked hard to earn your belongings, so let us work hard to protect them for you!…
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Auto Insurance
Car Insurance – “what is it?” “Why do I need it?” & “Why is it so expensive?”… read more
Get a Quote
Farm & Ranch
Do you own some acreage or a family plot of land? From Homesteads to working ranch operations,… read more
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Commercial Insurance
We can handle all types of commercial insurance needs.
From offices, store fronts, & restaurants…to commercial rental buildings… read more
Get a Quote
Bonds
Bond!…Not as in James’ Family….
But as in a legally binding contract that ensures a set obligation(s), will be met between three pre-determined parties… read more
Call (830) 896-2400
Companies we partner with
Kerrville, Texas
Tracing our roots back to 1891, we’re the oldest and one of the largest independent insurance agencies in the hill country. The agency, as it lives currently, was the result of a merger in 2000; between Justice Insurance, Fawcett Insurance, and Furman Insurance, three long tenured independent agencies all born in Kerrville Texas. Fawcett Insurance, which was the oldest, was established as the first known insurance agency in Kerr County, with records dating back to at least 1891! All of these agencies, as First Insurance Agency, remain locally owned and family operated, to this day. First Insurance Agency is an active member of the Kerrville Chamber of Commerce, the West Kerr Chamber of Commerce, and continues to support many other outstanding local organizations. We’re proud to be a part of Kerrville’s history, and serve the insurance needs of the Hill Country and beyond.
Comfort, Texas
First Insurance Agency also became a dedicated member of the Comfort community in 2006. We were fortunate to acquire an agency at that time, which had operations in both Comfort and Center Point Texas. Since 2006, our Comfort office location has remained open, in an effort to better serve our clients throughout the Hill Country region. We’re committed to encouraging growth in the area, and remain active members of the Comfort Chamber of Commerce, and many other fine local organizations, to this day. This has also allowed us to better serve our valued customers in Boerne, Fredericksburg, Bandera, and beyond. We’re proud to serve Comfort, the Texas Hill Country, and all surrounding areas, as we bring you the finest quality insurance protection and service available.
Quality Insurance Service And Products
Latest News
The practical steps to take before switching auto insurance providers
Staying with the same auto insurance carrier year after year costs most people real money, and they don’t realize it until a claim goes badly or a renewal notice finally makes them look. This guide walks through the whole switching process in order: figuring out whether price, service, or coverage is the real problem; reading your current policy before you shop; gathering the right information; comparing identical quotes across multiple carriers; timing the switch so there’s no gap in coverage; and canceling the old policy the right way. The goal is saving money without trading down on protection.
How the Cost of a Cyber Liability Policy Compares to the Real Expense of Going Without One
Most business owners don’t skip cyber liability insurance because they’ve done the math and decided the risk is acceptable. They skip it because the exposure never felt real enough to price. This piece does that math directly — comparing what a policy actually costs against what a single uninsured incident costs in forensic response, legal fees, regulatory exposure, and lost revenue. The numbers are specific, the scenarios are documented in claims data, and the gap between the two columns is large enough that most people who see it clearly don’t stay on the fence for long.
What Happens to Your Commercial Auto Insurance When You Add Drivers or Vehicles Mid-Policy
Why Mid-Policy Changes to Your Commercial Auto Insurance Matter More Than You Think Most small business owners set up their commercial auto insurance once, file the paperwork somewhere, and don’t think about it again until renewal. Which is understandable. Running a…