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Common and Expensive Car Insurance Mistakes and How to Avoid Them
Important Information Most people will not argue the need to have car insurance for their cars because they know that how important auto insurance is to cover difficult situations such as theft, natural disasters, and accidents. However, what most car-owners don’t...
Telling White Lies Can Void Your Car Insurance
Many motorists feel car insurance costs are higher than they want to pay. Rates are indeed on the rise. But some folks have taken to telling “white lies” to mislead insurance companies and get lower car insurance rates. A nationwide survey conducted by a leading...
Getting Started with Business Insurance
Businesses are subject to many of the same insurance risks as homes, and then some. Following a mishap, some business owners are surprised to find their small business insurance policies are inadequate. Studies show a number of small businesses carry insurance...
Is Your Home Over- or Under-Insured?
Shoes that are too tight can hurt your feet. Pants that are too loose will fall down. Whatever clothing you’re putting on your body, it’s important to find the right fit if you want to look and feel your best. The same can be said about homeowner’s insurance. If you...
In An Auto Accident? Do This
Car accidents happen to new and old drivers alike. Knowing the steps to take following an accident can ease the insurance process and protect drivers from liability. The correct immediate actions can save insurance and personal worries later. These are the steps to...
Beware of Small Business Scams
Whether you’re a small business, medium-sized organization or non-profit group, one thing is for certain: there are numerous fraudsters—both online and off—who would be happy to relieve you of your money. Fraud directed towards small businesses is so common, in fact,...
Update Home Insurance & Cover Natural Disasters
Homeowners are taking too many risks with insurance coverage. According to a recent study by the National Association of Insurance Commissioners (NAIC), only a small percentage of homeowners plan for natural disasters when updating insurance plans. Approximately 4/5...
Wages On The Rise Due to Competition
In the United States, studies have shown that the labor market continues to expand with more jobs available for the second half of the year. Additionally, a large percentage of companies expect to increase salaries this year. In fact 60% of companies are going to hire...
Important Insurance Moves When You’re Expecting
Nearly 4 million. That’s the number of babies (3,988,076 to be exact) born in the U.S. in 2014 according to the Centers for Disease Control and Prevention. It’s equal to about 10,926 births every day. If you’re among one of those families expecting a...
Factors that Affect Homeowner’s Insurance Rates
Unlike motor vehicle insurance, homeowner’s insurance is not required by law. However, if you purchased your home with a mortgage, your lender likely required you to buy a homeowner’s insurance policy to protect their investment in case of a fire or natural disaster....
Questions to Ask Before Passing a Car Down to Your Child
Your teenager just got his or her driver’s license and is begging you for a car. You’ve been thinking about buying a new one anyway, so you decide to give him your current ride. After all, an older vehicle should cost him less to insure as well as repair if he gets...
Simple Ways to Protect Your Home From Fire
If you believe you’ll never experience a home fire, the odds are against you. The NFPA Fire Analysis and Research Division states Americans can expect to average a home fire every 15 years or five fires in their lifetime. While most of these fires will be small, cause...
Top 5 Insurance Products All Startups Must Have
Start-up companies are popping up quickly in today’s fast-paced world and entrepreneurs often find that they’ve forgotten to get essential business insurance to protect their company. While the owner may tell the board that the business has an insurance policy, this...
What’s the Best Time to Shop for Home Insurance?
It’s hard to know when to shop around for your home insurance, as there are no set guidelines in place unless you’re moving or getting married. Because of this mysteriousness surrounding home insurance, here we have ascertained some guidelines to help you decide that...
Why Continuity Planning Matters: Only 60% of Businesses Recover From Disasters
This year, hurricane season is in full effect. Businesses in the paths of Harvey and Irma dealt with significant impacts. Most small business owners are occupied running their business. Plan for natural disasters is a distant thought. According to the Federal...