If you’ve lived in the Hill Country for any length of time, you know our weather has a mind of its own. We’ve seen “dry” creeks turn into rivers in a matter of hours. Because we live and work right here in Kerrville and Comfort, we see the stress that rising water causes—especially when a neighbor finds out too late that their standard home insurance won’t help them.
To help clear up the confusion, we’ve officially added a Texas Flood Insurance Resource Page to our site.
The $40,000+ Wake-Up Call
Most people don’t realize that even a few inches of water can lead to a repair bill between $40,000 and $200,000. When you’re looking at warped floors, ruined electrical systems, and soaked insulation, that is a massive hit to take out of your own pocket.
We built this new page to help you understand the real risks. We’re busting myths (like the idea that “higher ground” means you’re 100% safe) and showing you exactly what goes into the cost of a policy—from your foundation type to your local elevation.
What’s inside the new guide?
We wanted to give you a toolkit. You can use the new page to:
- Navigate the Maps: Use the FEMA Map Service link to see exactly where your property sits.
- Compare the “Big Two”: See how the government-backed NFIP stacks up against Private Insurance (which often offers higher limits and faster claims).
- Understand the 30-Day Rule: Most policies have a waiting period, so the best time to look at this is while the sun is still out.
We’re Still Just a Phone Call or Click Away
Whether you’re a renter in Boerne, a business owner in downtown Kerrville, or a rancher outside Comfort, we want to make sure you have a plan. You can browse the new page for info, but we’re always happy to do the legwork for you and run a free comparison quote.
- Explore the New Flood Insurance Page Here
- Kerrville Office: (830) 896 – 2400
- Comfort Office: (830) 995 – 2700
